There's No Place Like Honesdale
Moving is largely about looking back and looking forward. We make meticulous lists of everything before the move: from what has to be packed up or tossed out from the old house, to the utilities turn-off dates and the moving van’s pickup time. Likewise, we do our best to make sure that everything in the new home is ready to go so that we can seamlessly start our new life.
And an important part of that post-move plan is to be prepared. Sure, you’ll probably have a good idea of what you want to p...
If you’ve got a problem with credit card debt, there might be a simple solution that’s already sitting in your wallet or purse — a $20 bill.
Having cash in your pocket may seem counterintuitive. If you’ve heard the phrase “burning a hole in my pocket,” then you know how enticing it can be to spend money you’re carrying around.
But having cash on hand can cause you to spend less money than you would with a credit card — at least for small purchases — researchers have found.
A study by the Urban...
If you’re buried by credit card debt, a negotiated debt settlement with your creditor may be worth checking into. Negotiated debt settlement is a general term for discharging debt in a way that appeals to the credit card holder and the card’s issuer.
It’s best to negotiate from a position of strength by not having submitted late payments or having missed them, which can cause a credit score to fall. If that happens, cardholders will likely have a harder time getting concessions in a negotiated...
The typical credit card charges about 16 percent interest per year on balances, effectively adding $16 to each $100 in expenses that are left on a credit card. Some charge as much as 29 percent if you’re late on a payment and have to pay penalty interest.
Avoiding a credit card balance by paying the bill before the due date each month is the best way to avoid such extra charges—but that’s rare. For every five credit card accounts, more than three carry a balance from one month to the next, acco...
Have you celebrated your 40th birthday? Then you’ve probably found your stride in life and, hopefully, have squirreled away some savings. That makes it a great time to either buy your first home—or think about upsizing.
And you’re not alone. People aged 41 to 55—known as Gen X—made up 24% of homebuyers over the past year, according to a report from the National Association of Realtors®. And 22% of them were first-time buyers.
“Life changes as people age, and homebuyers are no exception,” says ...
Once you’ve purchased a home, you’ll need to hire a moving company to transport your belongings into your new house. However, hiring movers involves more than finding someone to get your belongings from point A to point B. Use these tips to help you find a reliable company that will move your possessions safely and efficiently.
Determine your moving needs
Everyone’s move will be different, and it is crucial to understand the costs involved in the process. A reputable moving company will determi...
Scam artists continue to find new, creative ways to defraud innocent people, making it increasingly difficult for consumers to protect themselves, their families and their money. That said, by remembering these 10 tips from the experts at the Better Business Bureau, you’ll have a much better chance of avoiding most scams:
1. Don’t click on links or open attachments in unsolicited email. Links can download malware onto your computer and/or steal your identity. Be cautious even with email that lo...
